What is it?
Commercial General Business Liability protects a company’s assets and pays for obligations like medical costs, for example caused by you or your employees. Liability insurance also covers the cost of your legal defense and any settlement if you’ve been successfully sued. It will also cover claims of false or misleading advertising, including libel, slander, and copyright infringement. General liability insurance can also protect you against any liability as a tenant if you cause damage to a property that you rent, such as by fire or other covered loss.

Do small businesses need it?
Every Business Can benefit from General Liability Insurance. Here are some of the large list of businesses we help cover here at Saberlines Insurance Services. Restaurants/Nightclubs Dry Cleaners/Self Serve Laundromats Convenience Stores/Small Grocery Stores Condo/Homeowners Associations Hotels/Motels Daycare Centers/Schools, Educational Houses of Worship Pawn Shops Garage Service Risks Manufacturing Risks Builders Risk Shopping Centers Condominiums/Apartments Caterers/Bakeries Bowling Alleys Fraternal Orders/Clubs LRO Buildings Vacant Buildings Umbrella & Excess Liability Mercantile Packages Paper and other Contractors General Contractors & OCP Environmental Consultants/Contractors Marine Liability/Contractors, Ocean Cargo High Rise Habitation Professional Services Real Estate Temporary Staffing Agencies Media Cos. (Publishing/Advertising), TV/Radio Broadcasting …& More!

Contractors
We have the expertise in servicing the insurance needs of contractors of all types and sizes, with over 15+ years of experience. This experience enables us to obtain the best coverage at the lowest price for our clients. We can do the same for your business, we provide General Liability, Product and Completed Operations, Additional Insured with Primary Wording, Waiver of Subrogation, Property and Equipment, Tools,
Workers Comp and Surety Bonds.

General Contractors: Both Residential & Commercial. New Venture OK. Loss History or Claims OK. Artisan Contractors New venture OK.
Additional Insured’s Blanket Additional Insured’s Primary / Non Contributory Waiver of Subrogation Products/Completed Op limit

Classes We Insure
Excavation, Fencing, Flooring
Foundations, Framing, Furniture Installation
Grading, HVAC, Insulation
Janitorial, Landscaping, Masonry
Metal Erection –Decorative, Metal Erection – Structural
Painting, Plastering, Plumbing
Refrigeration, Remodeling – Commercial & Residential
Roofing – Commercial & Residential
Sandblasting, Septic tank
Install, Service & Repair, Sewer Mains & Connections
Water Mains & Connections